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4) Do nothing

We recommend this only if you really don't care if the borrower pays or not. Perhaps you made the loan reluctantly, there is a lot of equity in the property and you would be happy to foreclose the loan. 

Be careful if this is the residence of the borrower. There are various protections against what the Court perceive to be predatory lending. And yes, we know that no one held a gun to the borrowers head and forced them to take your money.

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[Collecting mortgage payments. Your options] [Print payment coupons] [Collecting mortgage payments. Statements] [Collecting mortgage payments. The minimum.] [Collecting mortgage payments. When to do nothing.] [tax returns] [If not paid. Start out right.] [If not paid. This is not a charity.] [If not paid. What your attorney needs.] [If not paid. Foreclosure law] [Mortgage Foreclosure Law second mortgages] [If not paid. The legal steps.] [If not paid. Sample documents.] [Calculate foreclosure losses] [Non-Judicial Foreclosures] [Calculating a mortgage payoff]

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