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This is a sample of an actual mortgage complaint. Note there was a second and third mortgage on this property and the first mortgage holder is foreclosing their interest too. Also note the many variations used for the name of the borrower. We do not recommend investing in second mortgages for this reason. If the borrower stops paying the first mortgage you have to make up their payments or risk losing your investment.
CASE NO:
XXX MORTGAGE CORPORATION
Vs. ELAN KAY XXX A/K/A ELAINE K. XXXXX A/K/A KAY ELAINE XXXX A/K/A ELAN KAY XXXXX TRACY A/K/A KAY E. XXXXX, IF LWING, AND IF DEAD, THE UNKNOWN SPOUSE, HEIRS, DEVISES, GRANTEES, ASSIGNEES, LIENOR, CREDITORS, TRUSTEES AND ALL OTHER PARTIES CLAIMING AN INTEREST BY, THROUGH, UNDER OR AGAINST ELAN KAY XXXX A/K/A ELAINE K. XXXX A/K/A KAY ELAINE XXXXXX A/K/A ELAN KAY XXXXX XXXX A/K/A KAY E. XXXXX; UNKNOWN SPOUSE OF ELAN KAY XXXXX A/K/A ELAINE K. XXXXX A/K/A KAY ELAINE XXXXX A/K/A ELAN KAY BIKEL XXXXX A/K/A KAY E. XXXXX, IF ANY; RUTH XXXX AS TRUSTEE OF THE RUTH XXXX TRUST #XXX DATED APRIL 3, 199X; XXXXXX XXXXX, AS TRUSTEE OF MINOR XXXX XXXXX'S TRUST DATED OCTOBER 1,1990; BEVERLY S. XXXXX; RICK KEVIN XXXX; THE UNKNOWN SPOUSE OF RICK KEVIN XXXX; THE UNKNOWN SPOUSE, HEIRS, BENEFICIARIES, AND ALL OTHER PARTIES CLAIMING AGAINST THE ESTATE OF EDGAR XXXX, DECEASED; JOHN DOE AND JANE DOE AS UNKNOWN TENANTS IN POSSESSION
COMPLAINT TO FORECLOSE MORTGAGE AND TO REESTABLISH LOST LOAN DOCUMENTS Plaintiff, sues the Defendant(s) and alleges:
WHEREFORE, Plaintiff prays: That an accounting may be had and taken under the direction of this Court of what is due the Plaintiff for principal and interest on said Mortgage and Mortgage Note, and for the casts, charges and expenses, including attorneys fees and title search costs, and advancements which Plaintiff may be put to or incur in and about this suit, and that the Defendants found responsible for same be ordered to pay the Plaintiff herein the amounts so found to be due it; that in default of such payments, all right, title, interest, claim, demand, or equity of redemption of the Defendants and all other persons claiming by, through, under or again said Defendants since the filing of the Lis Pendens herein be absolutely baired and foreclosed and that said mortgage property be said under the direction of this Court; that out of the proceeds of said sale, the amounts due the Plaintiff may be paid so far as same will suffice; and that a deficiency judgment be entered if applicable, and a Writ of Possession be issued.
COUNT II
WHEREFORE, Plaintiff prays that this Court re-establish the NOTE AND MORTGAGE, copy(ies) already exhibited to this Complaint.
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