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1. NEW! We have now improved our very popular 10 year Rental Income spreadsheet.

2. NEW! We now display current and historic interest rate information on our web site.

3. A dumb investment? You be the judge.

4. Fed up with spam. Check out this incredible tool.

5. Got an idea for an article for our web-site?

Our very popular 10 year rental income spreadsheet is now even easier to use. It can also now be used on-line to try it out and if you don't have Microsoft Excel. Download it here.

Use it on line here.

2. NEW! Current (updated weekly) and historic average interest rates for conventional mortgage back to 1985. Current and historic interest rates.

3. A dumb investment? You be the judge.
About 8 years ago we sold a small house in a nasty part of Tampa, Florida to a couple of people. We gave them owner financing at the high rate of 15%. The house was priced at $27,000. About 10% over fair market value at the time. After a year the buyers decided that maintaining a house was too much trouble and they wanted to move to an apartment.
I really didn't want the house back. I suggested that they put a sign up outside, HOUSE FOR SALE. TAKE OVER PAYMENTS. (A good idea by the way if you've sold a house on payments and don't want it back).
A 19-yr. old young man did exactly that. He gave them some moving money and assumed the mortgage.
He was paying too much for the house and at an outrageous interest rate. I suggested several times that he should refinance at a lower rate, but he never did. Pretty dumb, right?
Now fast forward to today. He is still there. He now owes about $12,000 on the mortgage and the house is worth about $60,000. At the age of 26, he has a net worth of $48,000 and will own the house free and clear in about 7 years.
And of course he's had somewhere to live for the last 7 years.
If he'd been as dumb as that a few more times, he'd be a wealthy man!
The lesson is that even if you DON'T get a good deal up-front, if you wait long enough it will often turn into a really good investment.

4. We used to be plagued with SPAM, up to 100 garbage emails a day. We found a company that actually removes the spam from your email BEFORE you download it. Eliminate spam and junk email from your inbox with Mailshell.

5. Got an idea for an article for our web site? If we publish it we will give you full credit along with your email address. Find out more.

For many useful tools you may not have known we have, go to:  resources.

Free info on mortgage investments, private mortgages, hard money mortgages, discounted mortgages, seller financing.

Mortgages, owner financing, deeds of trusts, discounted mortgages, seller financed mortgage, hard money mortgage

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