You are invited to forward this newsletter to friends, colleagues and clients.

This newsletter covers:

1. 8 ways to improve your credit score.

2. Note brokers! Market your notes quickly and effectively.

3. Give your ad a priority position on our site from just $5 a month.

4. We listened to you. Now it's easier to find a Lender or Mortgage Broker for your State.

5. Where to find private mortgages other than on our site.

6. Fed up with spam. Check out this incredible tool.

7. Write an article for us and get national exposure.

8. Manage your own mortgage investment with this free software.

1. Eight ways to improve your credit rating.

1. Wait 12 months after credit difficulties.
2. Pay back taxes in a lump sum.
3. Don't open lots of credit cards quickly. It lowers the average account age.
4. Pay down credit card balances. But curiously paying off and closing credit card accounts is a no-no for your credit score.
5. Avoid finance companies.
6. If you have no choice but to be late. It's better to pay your mortgage and credit card on time and your utility bill late as less of them report to the credit agencies.
7. Shop for mortgage rates all at once, it only counts as a single inquiry.
8. Don't buy a new car or new furniture between being approved for a loan and closing on it. You may end up with a nice car and furniture and no home as your credit will be re-checked before closing.

2. Not only is our web site a great place to find notes for sale, it is also a great place to sell the notes you already have under contract as there are many note investors looking to purchase your note here. Click here to place an ad.

3. Our ads appear in date order. Now you can make sure your ad is always close to the top of the list. You can give your ad Gold, Silver or Bronze prominence for just $20, 10 or 5 per month. Please note that our ads are of course free. This only affects the order in which they are seen.Click here to give priority listing to your ad or create a new ad. The way it works is that all Gold ads appear first, in date order, then Silver, Bronze and then free ads.

4. With the hundreds of Lenders and Mortgage Brokers on our site, we had complaints it was too hard to find someone in their State. We listened. Our Money Available section has added sections for both Mortgage Brokers and Lenders to advertise if they only do business in certain areas. We have divided the USA up into NE, NW, SE and SW. If you are a Mortgage Broker or Lender please create an ad or move your current ad into the proper section. Click here to move your ad or create a new ad.

5. While over the next few years we expect that we will be the major Multiple Listing Service for the sale of private mortgages, there are still many times that it is necessary to hunt them down the old-fashioned way. THEN of course advertise them to investors on our site FREE.

1. Place an ad in the classified section of your local newspaper. "We buy mortgages."
2. Search through the public records department in your county court-house, or even nowadays, over the Internet. All mortgages, private and institutional have to be recorded to establish lien priority. (The holder of the first mortgage gets paid in a foreclosure before the holder of the second mortgage, etc.) Just look for mortgagee names that are obviously not institutions. The mortgages will usually have the lenders address there too. Write to them offering to give them a cash sum instead of receiving payments for years. You may need to mail the same person 20 times to get a response, or you may never get a response. But the one you do will pay off for the wasted effort on the others.
3. Introduce yourself to local real estate agents. Especially those who deal in the type of properties that often have carry-back financing. (Commercial, businesses, low income homes.)
4. Go through the yellow pages phone book and try to speak to title companies and explain your services and mail them some business cards. A referral fee is legal but might need to be disclosed.
5. Do an Internet search using a good search engine like Google for Private Mortgages. Most of the advertisers are trying to buy mortgages, but persistence may pay off.
6. More ideas next newsletter.

6. We used to be plagued with SPAM, up to 1,000 garbage emails a day. We found a company that actually removes the spam from your email BEFORE you download it; it even works with AOL. Eliminate spam and junk email from your inbox with Mailshell.

7. Got an idea for an article you could write for our web site? With the largest readership of any free, open site for private mortgages the benefits are enormous. If we publish it we will give you full credit along with your email address.

8. Manage your own mortgage investment with this free software. Click here for all our free downloads.

For many useful tools you may not have known we have, go to: Click here for resources.

Free info on mortgage investments, private mortgages, hard money mortgages, discounted mortgages, seller financing.

Mortgages, owner financing, deeds of trusts, discounted mortgages, seller financed mortgage, hard money mortgage

Web sites design hosted for note brokers   note and cashflow buyers web site design hosting  Web site design hosting for mortgage brokers, mortgage broker web site design