Mortgage or Deed of Trust?

Many states (like Florida) uses mortgages, other (like California and Arizona) use Deeds of Trusts.

The main difference is that a mortgage has to be foreclosed judicially, in court. A Deed of Trust has a Trustee, a title company perhaps, who holds the Deed.

Your local attorney, real estate agent, mortgage broker or bank can tell you what is used in your state. There are still different rules in Louisiana  due to it's French legal heritage.

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Mortgages, owner financing, deeds of trusts, discounted mortgages, seller financed mortgage, hard money mortgage

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