The painless way to successfully manage credit in today's financial landscape



Read this book and find:

  • Tips for balancing spending, credit use, and saving

  • Advice on monitoring your credit reports and scores for free

  • What your credit history says about you

  • Ways to deal with bad credit, debt, and bankruptc

  • How to build and maintain the best credit and credit score possible

  • Recover from mortgage-related and other credit score hits

  • Master your credit from your first credit card to retirement

Bonus CD Includes sample credit reports, worksheets, forms, templates, and other tools on the accompanying CD

Knowing how to create, build, maintain, repair, dispute, rebuild and reestablish your Credit Report History and Credit Score Ratings is priceless


This Book provides step by step Guidance and will Teach you:

  • How to Create and Build a good Credit History and good Credit Score Ratings

  • How to Improve and Raise your Credit Report Score Ratings

  • How to Maintain an excellent Credit Report History and High Credit Report Score Ratings

  • How to do your own Credit Report Repair

  • How to Dispute negative Credit Report with Equifax, Experian and Transunion

  • Includes Sample Credit Dispute Letter

  • Example Credit Dispute Letter to Repair Credit Report

  • How to get Approved for a Mortgage Loan

Former Bill Collector Bill Davies reveals Top Secret Methods to STOP Harrassing Phone Calls and Wipe Out Bad Debts Forever


Step-by-step plan of action to:

  • Know the dirty tricks bill collectors use to force you to pay them

  • What to say to a bill collectors to end endless calling

  • Use two magic letters to turn the table on bill collectors

  • What to do if a bill collector says they are going to sue you or have you arrested

These secrets will be revealed and much much more. Bill Davis spent five years undercover working for some of America's top collection agencies. Using this powerful inside knowledge you can now turn the tables and beat them at their own game.

Hidden Credit Repair Secrets: 3rd Edition can help YOU get a better score


After suffering from a poor credit report for years, Mark Clayborne went on a mission to study everything he could on restoring his credit. He repaired his credit report and learned various hidden secrets on how to improve a bad credit file.

In this book you will learn:


  • How to legally restore your credit step-by-step and thus save thousands by settling your debts for pennies on the dollar

  • You can completely restore your credit rating from the comfort and privacy of your own home

  • Bounce back from bankruptcy within a year

  • How to raise your credit score fast with proven techniques

  • How to pick the right credit repair company without being scammed

  • Understand how to pull your credit reports for free, dispute negative items, stop debt collectors, raise your credit score, save money and rebuild it quickly