Commercial and Residential Mortgages

Learn how to borrow money and why you may be turned down. Learn the meaning of a sub prime mortgage. How a commercial mortgage differs from a residential mortgage. What is a hard money mortgage and how do you qualify for one.

Whether you are looking for Residential or Commercial Mortgages, we have a wealth of articles for you to view.

Residential Mortgages

• Learn and understand the four “C’s” Collateral, Credit, Capacity and Commitment
• Summary of Conventional Mortgage Types
• Typical Requirements for a Conventional Mortgage
• Maximum Mortgage Calculator
• Mortgage Refinance Calculator
• Buying a new home advice from HUD. Link to the HUD.gov website which will open in a new window

Commercial Mortgages and Real Estate Investors

• Financing of Commercial Real Estate
• FICO and Credit Scoring
• Commercial Real Estate Financial Ratios
• Real Estate Investors
• Hard Money Mortgage Calculator
• Beauty of Hard Money

Articles for both Residential and Commercial

• What is a Mortgage Foreclosure?
• Home Loan Scams
• Reverse Mortgage
• Mortgage Loan Fraud
• Mortgage Broker Bait and Switch
• Change of Loan Servicing Company
• Payday Loans
• Scam ads
• Why do Mortgage Interest Rates Change?
• What is a Real Estate Survey?
• Zero Down Payment Mortgage